When you've been injured, it's great to have someone on your side

The most common type of vehicle accident in BC is the collision between two motor vehicles. Generally speaking, in a two-vehicle collision, a driver is more likely to be at-fault in instances where he or she:

  • Cuts into the other lane quickly without signalling or shoulder checking.
  • Runs a stop sign or red light.
  • Operates a vehicle under the influence of drugs or alcohol.
  • Is distracted by texting or talking on a handheld device.
  • Hits an oncoming vehicle head-on in opposing lane.
  • Rear ends a vehicle.
  • Causes a collision while speeding.

Protecting Your Claim

ICBC has a legal duty to defend the insurance policy of the at-fault driver from any personal injury claim you make. This means there is a risk that ICBC may incorrectly find that you are fully or partially responsible for the accident. As a result, there are often disputes about liability which means the presence of witnesses is an important variable in every case. If you can, always take steps to obtain witness names and contact information at the scene of the accident.

Do not rely on the police to collect this information for you

The failure to use, or the improper use of, seatbelts, child safety restraints and headrests are also important factors that can negatively affect the amount of damages you are entitled to receive.

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about Filing ICBC Claims

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